ATAL PENSION YOJANA (APY) -
A retirement-focused scheme offering fixed monthly pension
benefits post the age of 60. The age of the subscriber should
be between 18 - 40 years. Any citizen between the age of 18
and 40 years, who is income tax payer, shall not be eligible
to join APY w.e.f 1st October, 2022. This amendment is not
applicable to existing APY subscribers/income tax payers who
have already joined APY by 30.09.2022.