These accounts are designed to attract the salaried individuals, having an in built feature of overdraft facility subject to maximum of Rs 1.00 Lakh.
Permanent/regular Employees of State/central Government, Public Sector Undertakings, Semi Government Organization, state/central Govt. Corporations, Urban Development authorities, well established reputed educational institutions, Universities, MNCs, reputed Public Ltd Companies with minimum one-year service with the organization.
Minimum age 21 years
Minimum take home salary should be Rs 20,000/-
Overdraft Facility after six months of satisfactory regular credit of salary in the account.
Account to open with Zero Balance
50% waiver on applicable charges on RTGS/NEFT and Demand draft/Banker’s Cheque.
50% waiver on processing charges for Retail Loans including Gold loan.
Free Rupay Debit Card for first year, thereafter chargeable @ Rs 200+ applicable taxes per year.
Deposits upto Rs. 5 lakh are insured by DICGC.
Interest being calculated on daily product basis and will be credited quarterly or at the time of closing the Account.
Provision for nomination.
